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Overall Rating:
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Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
Issued by: Bank of America
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Annual Fee: |
$0 |
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Intro Rate: |
0.00% |
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APR: |
9.99% / 15.99% |
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Card Type |
Reward - Cash |
CREDIT CARD REVIEWS:
The Bank of America Cash Rewards Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who want to receive cash back for their purchases.
Through the reward program, cardholders earn a 1% rebate per dollar spent on all qualified purchases. For every $2,500 the cardholder spends, they will be eligible to receive a $25 statement credit, which they must claim by calling and requesting the rebate be credited to their account. There is no limit to the amount of rebates that may be earned, and any unclaimed rebates from qualified purchases will expire after five years.
The card has no annual fee, a low introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.9% or 15.99%.
Therefore, those who will be able to take advantage of the reward program and the introductory rate will benefit most from what the Bank of America Cash Rewards Credit Card has to offer. |
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Other Card Specific Information
| Introductory Rate |
0.00% |
| Var Fi x Purchase |
Fixed |
| Annual Fee |
$0 |
| Annual Details |
None |
| Application Fee |
n/app |
| Participation Fee |
n/app |
| Reload Fee |
n/app |
| Inactive Fee |
n/app |
| Total First Year Fees |
n/app |
| Type of Reward |
Rebate |
| Optional Reward |
No |
| Optional Annual Fee |
n/app |
| Rebate Minimum |
1% |
| Rebate Maximum |
1% |
| Additional Rebates |
None |
| Rebate Details |
For every $2,500 the cardholder spends, they are eligible to receive a $25 statement credit. Cardholders must call and request the rebate in order to receive it. |
| Points Per Dollar Spent |
n/app |
| Additional Points |
n/app |
| Point Details |
n/app |
| MilesPerDollarSpent |
n/app |
| AdditionalMiles |
n/app |
| MileDetails |
n/app |
| Miles Compatible With |
n/app |
| Expiration |
5 Years |
| Yearly Limit |
None |
| Additional Perks |
Various Internet account related services.
Fraud protection services.
See website for additional benefits. |
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