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Bank of America Secured Visa® Card from Bank of America


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Secured Credit Card

Bank of America Secured Visa® Card

Overall Rating:



Bank of America Secured Visa® Card
Issued by: Bank of America

Annual Fee: $29
Intro Rate: 0.00%
APR: *See application for details
Card Type Secured


CREDIT CARD REVIEWS:


The Bank of America Secured Visa® Card issued by Bank of America, is designed for those with limited or poor credit who may have had difficulty in obtaining a standard unsecured credit card.

There is an annual fee of $29, which is average for a secured card.
Although the APR applied to purchases is reasonably low for a secured card, this card does not charge an application fee or a transaction fee for purchases, which are favorable benefits.

Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, travel, and emergency assistance, and Total Security Protection®. it also has the option to receive convenience checks at no extra charge. Perhaps the best benefit is the 0% introductory rate for balance transfers, cash advances, and direct deposits. The card also offers access to the Photo Expressions®.

Therefore, those who can afford to pay in full each month (to avoid finance charges) and can afford the $300 minimum deposit will benefit most from what the Bank of America Secured Visa® Card has to offer.


Other Card Specific Information


Introductory Rate 0.00%
Var Fi x Purchase Variable
Annual Fee $29
Annual Details None
Application Fee n/a
Participation Fee n/a
Reload Fee n/a
Inactive Fee n/a
Total First Year Fees $29
Type of Reward n/app
Optional Reward n/app
Optional Annual Fee n/app
Rebate Minimum n/app
Rebate Maximum n/app
Additional Rebates n/app
Rebate Details n/app
Points Per Dollar Spent n/app
Additional Points n/app
Point Details n/app
MilesPerDollarSpent n/app
AdditionalMiles n/app
MileDetails n/app
Miles Compatible With n/app
Expiration n/app
Yearly Limit n/app
Additional Perks Various Internet account related services.
No liability for unauthorized transactions.
Various travel and emergency assistant services.
Auto rental insurance.
Purchase replacement.
Purchase protection.
Access to Photo Expressions®.
See website for additional benefits.
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