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Bank of America World MasterCard® with WorldPoints™ from Bank of America


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Reward - Other Credit Card

Bank of America World MasterCard® with WorldPoints™

Overall Rating:



Bank of America World MasterCard® with WorldPoints™
Issued by: Bank of America

Annual Fee: $0
Intro Rate: 0.00%
APR: 9.99% / 15.99%
Card Type Reward - Other


CREDIT CARD REVIEWS:


The Bank of America World MasterCard® with WorldPoints™, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that is offered.

Through the reward program, cardholders earn one point for every dollar spent on all qualifying purchases. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates, and more. There is no limit to the number of points that may be earned per year, but any unused points will expire after five years.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.

Aside from the reward program, cardholders can expect benefits such as fraud protection, a personal concierge service, and online account access.

Therefore, those who will qualify for the lowest rate offered and will take advantage of the introductory rate and the reward program will benefit most from what the Bank of America World MasterCard® with WorldPoints™ has to offer.


Other Card Specific Information


Introductory Rate 0.00%
Var Fi x Purchase Fixed
Annual Fee $0
Annual Details None
Application Fee n/app
Participation Fee n/app
Reload Fee n/app
Inactive Fee n/app
Total First Year Fees n/app
Type of Reward Point
Optional Reward No
Optional Annual Fee n/app
Rebate Minimum n/app
Rebate Maximum n/app
Additional Rebates n/app
Rebate Details n/app
Points Per Dollar Spent 1 Point
Additional Points None
Point Details Points are redeemable for cash, merchandise, travel with no blackout dates, dining certificates, and more.
MilesPerDollarSpent n/app
AdditionalMiles n/app
MileDetails n/app
Miles Compatible With n/app
Expiration 5 Years
Yearly Limit None
Additional Perks See website for additional benefits.
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