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Financial Rewards® Visa® Platinum Plus® Card from Bank of America


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Reward - Cash Credit Card

Financial Rewards® Visa® Platinum Plus® Card

Overall Rating:



Financial Rewards® Visa® Platinum Plus® Card
Issued by: Bank of America

Annual Fee: $0
Intro Rate: 0.00%
APR: As low as Prime + 5.99
Card Type Reward - Cash


CREDIT CARD REVIEWS:


The Financial Rewards® Visa® Platinum Plus®, issued by FIA Card Services, N.A., is designed for those with very good credit who plan to take advantage of the cash back reward program.

Through the reward program, cardholders earn one point for every $100 in net purchases per billing cycle. Cardholders receive five bonus points after their first purchase, and they receive another five points for every $2,500 in balance transfers per billing cycle (up to 25 points per billing cycle). One point is equal to $1 in rebates, and cardholders can earn up to 600 points per calendar year. Points are redeemable in 25-point increments (minimum 25 points) and can be redeemed for cash back checks, direct deposits made to the cardholder's Bank of America checking or savings account, or reductions in the cardholder's purchase APR.

The rate for purchases and balance transfers is reasonable for a reward card, and there is a 0% introductory offer that applies to balance transfers and cash advance checks for six billing cycles. This card also has no annual fee.

Aside from the reward program, cardholders can expect common benefits such as online banking services and Total Security Protection®.

Therefore, those who plan to take advantage of the introductory offer, the reward program, and the various benefits may find the Financial Rewards® Visa® Platinum Plus® to be a suitable option.


Other Card Specific Information


Introductory Rate 0.00%
Var Fi x Purchase Variable
Annual Fee $0
Annual Details None
Application Fee n/app
Participation Fee n/app
Reload Fee n/app
Inactive Fee n/app
Total First Year Fees n/app
Type of Reward Point
Optional Reward No
Optional Annual Fee n/app
Rebate Minimum n/app
Rebate Maximum n/app
Additional Rebates n/app
Rebate Details n/app
Points Per Dollar Spent 1/100 Point**
Additional Points Earn 5 points for each $2,500 in balances transferred per billing cycle (up to 25 points per billing cycle).
Point Details **Earn 1 point for every $100 in net purchases per billing cycle. One point is equal to $1 in rebates. Points are redeemable in 25-point increments (minimum 25 points) and can be redeemed for cash back checks, direct deposits made to the cardholder's Bank of America checking or savings account, or reductions in the cardholder's purchase APR.
MilesPerDollarSpent n/app
AdditionalMiles n/app
MileDetails n/app
Miles Compatible With n/app
Expiration 5 Years
Yearly Limit 600 Points
Additional Perks See website for card benefits.
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