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Orchard Bank Platinum MasterCard® from HSBC Bank Nevada, N.A.


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Poor Credit Credit Card

Orchard Bank Platinum MasterCard®

Overall Rating:



Orchard Bank Platinum MasterCard®
Issued by: HSBC Bank Nevada, N.A.

Annual Fee: $39**
Intro Rate: 0.00%
APR: 14.90%
Card Type Poor Credit


CREDIT CARD REVIEWS:


The Orchard Bank Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card.

This card can help those with a limited credit history, but there are several factors that should be considered before applying.

The annual fee is dependent on the applicant's credit history and will range from $39 to $59, which is average for this type of credit card. There is no application fee, and the interest rate is average for this type of card.

This card also offers common cardholder benefits such as purchase protection, lost and stolen card reporting, and no liability for unauthorized transactions. In addition, cardholders can take advantage of a 0% introductory rate for purchases for six months.

Therefore, those who do not mind paying the average annual fee and would like the option to occasionally carry a balance will benefit most from what the Orchard Bank Platinum MasterCard® has to offer.


Other Card Specific Information


Introductory Rate 0.00%
Var Fi x Purchase Variable
Annual Fee $39**
Annual Details **The annual fee varies from $39 to $59 depending on applicant\'s prior credit history.
Application Fee $0
Participation Fee $0
Reload Fee n/app
Inactive Fee n/app
Total First Year Fees $39***
Type of Reward n/app
Optional Reward n/app
Optional Annual Fee n/app
Rebate Minimum n/app
Rebate Maximum n/app
Additional Rebates n/app
Rebate Details n/app
Points Per Dollar Spent n/app
Additional Points n/app
Point Details n/app
MilesPerDollarSpent n/app
AdditionalMiles n/app
MileDetails n/app
Miles Compatible With n/app
Expiration n/app
Yearly Limit n/app
Additional Perks Various Internet account related services.
Purchase protection.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
No liability for unauthorized transactions.
Choice of payment due dates.
See website for additional benefits.
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