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AccountNow® Prepaid Visa® from MetaBank


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Pre-Paid Credit Card

AccountNow® Prepaid Visa®

Overall Rating:



AccountNow® Prepaid Visa®
Issued by: MetaBank

Annual Fee: $0
Intro Rate: None
APR: n/app
Card Type Pre-Paid


CREDIT CARD REVIEWS:


The AccountNow® Prepaid Visa®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card.

Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card.

Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®.

It is important to note that there are some fees associated with this card that include an account set up fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There is no additional charge for U.S. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees.

It is common for stored value cards to lack benefits; however, this card does offer a free bill pay service (for the first seven transactions each month) and access to a free credit builder service, which reports bill payment information to a national credit reporting agency.

Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases, do not mind paying upfront fees, and would like the opportunity to participate in the credit builder service will find the AccountNow® Prepaid Visa® to be a beneficial option.

This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).


*AccountNow Prepaid Visa is issued by MetaBank. Funds are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC). If you sign up for Credit Builder, your bill pay transactions will be reported to PRBC®.


Other Card Specific Information


Introductory Rate None
Var Fi x Purchase n/app
Annual Fee $0
Annual Details **No additional cardholders allowed on this card.
Application Fee $9.95**
Participation Fee $119.40 ($9.95 monthly)
Reload Fee $0 (except for bank wires)
Inactive Fee $0
Total First Year Fees $129.35
Type of Reward n/app
Optional Reward n/app
Optional Annual Fee n/app
Rebate Minimum n/app
Rebate Maximum n/app
Additional Rebates n/app
Rebate Details n/app
Points Per Dollar Spent n/app
Additional Points n/app
Point Details n/app
MilesPerDollarSpent n/app
AdditionalMiles n/app
MileDetails n/app
Miles Compatible With n/app
Expiration n/app
Yearly Limit n/app
Additional Perks Access to free credit builder program.
Free bill pay service for the first seven transactions per month.
No liability for unauthorized transactions.
See website for additional benefits.
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