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All-Access® Visa® Prepaid Card from MetaBank


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Pre-Paid Credit Card

All-Access® Visa® Prepaid Card

Overall Rating:



All-Access® Visa® Prepaid Card
Issued by: MetaBank

Annual Fee: $0
Intro Rate: None
APR: n/app
Card Type Pre-Paid


CREDIT CARD REVIEWS:


The All-Access® Visa® Prepaid Card, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.

This card requires the cardholder to make payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by account-to-account transfers via the Internet, the toll free number, or a live agent. Cardholders can also load the card through in-person retail transfers.

Cardholders will have the option of choosing between the pay per transaction plan and the FeeAdvantage™ plan. The pay per transaction plan has no monthly fee, but there is a fee charged every time the cardholder makes a purchase. On the other hand, the FeeAdvantage™ plan allows cardholders to make unlimited signature and PIN purchases for a monthly fee. Depending on whether the cardholder makes signature or PIN purchases more, the FeeAdvantage™ plan may be a better option for those who plan to make more than five to ten purchases per month. This card has no account opening fee.

This card offers additional services and benefits, including free wireless alerts for account information, no liability for unauthorized transactions, overdraft protection, and integrated bill payment. Cardholders will also be able to participate in the referral program that rewards them with $5 for each activated card that they refer.

Therefore, those who are looking for a card where they can pay in advance for purchases, would like a card with limited fees, and plan to take advantage of the various benefits and services may find the All-Access® Visa® Prepaid Card to be a beneficial option.


Other Card Specific Information


Introductory Rate None
Var Fi x Purchase n/app
Annual Fee $0
Annual Details None
Application Fee $0**
Participation Fee $0***
Reload Fee $0 for account-to-account transfers via the Internet; up to $4.95 for account-to-account transfers via the toll fee number; in person retail cash load fees vary by merchant location.
Inactive Fee $5.95 monthly if the card is not active within a 90-day period.
Total First Year Fees $0****
Type of Reward n/app
Optional Reward n/app
Optional Annual Fee n/app
Rebate Minimum n/app
Rebate Maximum n/app
Additional Rebates n/app
Rebate Details n/app
Points Per Dollar Spent n/app
Additional Points n/app
Point Details n/app
MilesPerDollarSpent n/app
AdditionalMiles n/app
MileDetails n/app
Miles Compatible With n/app
Expiration n/app
Yearly Limit n/app
Additional Perks Access to the referral program that rewards cardholders with $5 for each activated card that they refer.
Lost and stolen card reporting.
Receive up to 3 cards for family and friends.
Integrated bill payment.
Overdraft protection.
Free wireless alerts available to notify cardholder of transactions and card balance.
Free online money transfer service between NetSpend accounts.
No liability for unauthorized transactions.
Pay bills online 24/7.
Black or silver card options.
Cash load up to $10,000 at over 65,000 locations.
Signature, PIN or ATM transactions accepted.
NO credit check.
NO bank account required.
NO upfront cost to order.
NO overdraft fees.
NO minimum balances.
See website for additi+onal benefits.
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