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Business Canada Charge Poor Credit Pre-Paid Regular Reward - Airline Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Other Reward - Retail Reward - Sports Reward - Travel Secured Student |
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Advanta American Express Applied Bank Bank of America BANKFIRST Capital One Chase Dakota State Bank Discover FIA Card Services, N.A. First Bank of Delaware First PREMIER Bank HSBC Bank Nevada, N.A. IberiaBank Manufacturers and Traders Trust Company MBNA Canada MetaBank New Millennium Bank Palm Desert National Bank Pulaski Bank U.S. Bank |
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AccountNow™ Vantage Prepaid Visa® Card from Palm Desert National BankFind the ideal credit card for your need with our easy to use and navigate website. Credit card offers are updated daily bringing you up to date offers. |
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| Pre-Paid Credit Card |
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CREDIT CARD REVIEWS:The AccountNow™ Vantage Prepaid Visa® Card, issued by Palm Desert National Bank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card. Although the card does not require a bank account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through Green Dot® Money Pak. It is important to note that there are some fees associated with this card that include an activation fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There are no additional transaction fees for U.S. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees. It is common for stored value cards to lack benefits; however, this card does offer a free bill pay service (for the first seven transactions each month) and access to a free credit builder service, which reports bill payment information to a national credit reporting agency. Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases, do not mind paying upfront fees, and would like the opportunity to participate in the credit builder service will find the AccountNow™ Vantage Prepaid Visa® Card to be a beneficial option. This card offers cardholders their choice of three unique plans, which differ in terms of the fees and the services offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the plus plan).
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| Introductory Rate | None |
| Var Fi x Purchase | n/app |
| Annual Fee | $0 |
| Annual Details | None |
| Application Fee | $9.95** |
| Participation Fee | $119.40 ($9.95 monthly) |
| Reload Fee | $0 (except for bank wires) |
| Inactive Fee | $0 |
| Total First Year Fees | $129.35 |
| Type of Reward | n/app |
| Optional Reward | n/app |
| Optional Annual Fee | n/app |
| Rebate Minimum | n/app |
| Rebate Maximum | n/app |
| Additional Rebates | n/app |
| Rebate Details | n/app |
| Points Per Dollar Spent | n/app |
| Additional Points | n/app |
| Point Details | n/app |
| MilesPerDollarSpent | n/app |
| AdditionalMiles | n/app |
| MileDetails | n/app |
| Miles Compatible With | n/app |
| Expiration | n/app |
| Yearly Limit | n/app |
| Additional Perks | Various Internet account related services. Access to free credit builder program. Free bill pay service for the first seven transactions per month. No liability for unauthorized transactions. Access to Free Direct Deposit. See website for additional benefits. |
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